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Hot Topics in Credit Counseling: Why You MUST Check Your Credit Reports...

Credit counseling doesn’t address your credit report directly; there are impacts to your credit, both positive and negative, but there is no impact to your credit score, according to FICO.We also don’t...

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You Could Win $500 by Signing up for Text Messages from Inland Empire Saves

Springboard is a campaign partner with America Saves, and this month you have a chance to win a cash prize if you sign up for America Saves’ text message tips and reminders.We know it can be hard to...

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America Saves for College

The average debt students have when graduating college is now $35,200. The costs of attending college are increasing by six percent per year.A college education is still worth borrowing for, though:...

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Poll Reveals Close to One in Five Consumers Comfortable Carrying Debt

A recent National Foundation for Credit Counseling (NFCC) online poll revealed that close to one in five consumers, 18 percent, believe that carrying credit card debt over from month-to-month is a...

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Do You Have Above Average Credit Card Debt?

Try to find out what the average credit card debt is in America, and you’ll get a wide range of answers. The Federal Reserve says there is 816 billion dollars in revolving debt outstanding.[1] That’s...

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How Does Consumer Credit Card Debt Affect the Economy?

We’re often told a lot of statistics about debt in our economy. For example, it’s said the average consumer owes $9,000 in debt to credit card companies. Unfortunately, these statistics often lack...

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What is Consumer Credit, and does it matter to me?

We hear a lot about consumer credit in the news: “Consumer Credit is Up,” “Consumer Credit is Flat,” and so on.  But what is consumer credit? Should you care?In general terms, consumer credit is debt...

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Housing Counseling not affected by rising mortgage rates

As a HUD-approved housing counseling agency, Springboard dedicates a lot of time to helping people avoid foreclosure, achieve homeownership, and make informed choices about reverse mortgages. Our...

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Consumer Credit Acts and Laws to Protect You

It’s important to know what various consumer credit act provisions and laws exist to protect consumers. Too many people who don’t know their rights don’t take advantage of the laws that protect them....

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5 Savers Will Win $50 by Signing Up for Savings Text Messages from...

We know that saving money isn’t always top of mind. That’s why Inland Empire Saves is incentivizing savings by providing cash prizes for signing up for savings text message! From October 1 to October...

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Breakdown of Average Student Debt #infographic

Source: Westwood.edu View full size infographic here

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Personal Budget Guidelines #infographic

This infographic will give you a rough idea of the average cost of living as percentages from your income. Source: Credit.org View full size infographic here

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The History of Credit Cards #infographic

Throughout history, many different methods were used to keep track of credit. Eventually, as you may know, we ended up with the credit card. Here’s what went on before that magical little piece of...

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Top Identity Theft & Fraud Complaints #infographic

Source: blog.IDwatchdog.com View full size infographic here

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How Much Does Identity Theft Cost? #infographic

In this infographic, created by Sam Franada of Lines & Moodswings for KGBPeople and based on data from Wikipedia, the I.D. Theft Center and other sources, we learn that 10% of Americans have had...

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Coping with the Credit Crunch [video]

George Chamberlin hosted a special edition of Money Matters on NBC 7/39 to discuss events of the recent credit crunch. Guests on the show included Melinda Opperman, counselor and Vice President of...

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Take Charge of Your Finances [video]

George Chamberlin hosted a special edition of Money Matters on NBC 7/39 to discuss strategies for beginning the New Year taking charge of your finances. Guests on the show included Todd Emerson,...

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HUD’s Emergency Home Loan Program #infographic

Struggling homeowners in 27 states can get $50,000 from HUD’s Emergency Home Loan Program (EHLP). Apply today for $50,000 in forgivable mortgage assistance. You can even obtain a bridge loan to pay...

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Saving During Tough Economic Times

Many consumers are on the ropes financially. This situation is perhaps hardest for those who feel as though they’ve done everything right. After all, the experts told us to:Buy a home, as it’s a great...

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Has Your Home Declined in Value? The Home Affordable Refinance Program (HARP)...

Many homeowners have continued to make their mortgage payments in full, even though their homes have lost value. In some cases, the property value has dropped so much that the homeowner now owes more...

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